Health insurance while traveling

[jordanandsarah]

Hi everyone! We have our 4th trip to CSA booked for May 2013!! It can't come soon enough! We have officially talked my parents (in their 50s) to come with and while they are excited, there are some nerves when it comes to health insurance. Neither of my parents have any outstanding health issues, but my mom has recently had a bizarre infection land her in the hospital for a few days. This made her start researching what would happen if something like that would happen while in Jamaica.

She called her health insurance provider and they said if something were to happen they would pay upfront while getting treatment in Jamaica and then go through a process when back in the US to get money back. but really medical bills could be tens of thousands of dollars to pay upfront. Does anyone have any experience with travelers health insurance? We asked my travel agent and they have insurance of course but it's more for if you need to cancel, ect. Any advice/help would be greatly appreciated! Thanks!

[jimpat1]

The travel insurance that we purchased covered hospital/evac costs so no upfront costs to traveler. Well worth it for peace of mind.

[jordanandsarah]

What insurance company did you use jimpat1?

[wileeandrr]

We got insurance through tripmate, who is the company thru the website here. It takes a while, but well worth it! g/l

[jimpat1]

What insurance company did you use jimpat1?

I replied yesterday but I guess it didn't make the cut because I posted a link to a third party company. Oh well. Do some research and you will find a good company for this.

[jgsaks]

Your mother was given correct information. The problem that you could possibly face could be burdensome. You need to check out what kinds of emergency medical insurance might be available through you r travel agent or credit card company. Travel insurance such as the kind that will cover air fare and land expenses will often cover emergency medical expenses. The company that we use for flight protection also covers emergency medical expenses. The Company is Stonebridge. We obtained this from our airline: Air Tran. Good luck!

[columbo]

We obtain out insurane thru insuremytrip.com, they give you numerous companies and prices to choose from.